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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,900 | $138,114-42.1% | $125,391-36.3% | $134,545-40.6% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -12.72% | 750.88%-763.6pp | 572.41%-585.1pp | 418.37%-431.1pp |
| Employer contribution / active EE | $7,172 | $5,246+36.7% | $4,816+48.9% | $4,742+51.3% |
| Participant deferral / active EE | $3,827 | $7,801-50.9% | $7,448-48.6% | $6,401-40.2% |
| Admin fee / account holder | $776 | $11,570-93.3% | $10,009-92.3% | $11,431-93.2% |