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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,212 | $154,228+40.8% | $145,433+49.4% | $137,256+58.3% |
| Participation rate | 93.3% | 83.8%+9.5pp | 82.1%+11.2pp | 80.0%+13.4pp |
| Annual return | 15.25% | 74.59%-59.3pp | 66.58%-51.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $7,711 | $4,804+60.5% | $4,554+69.3% | $4,156+85.5% |
| Participant deferral / active EE | $3,549 | $8,216-56.8% | $7,897-55.1% | $6,407-44.6% |
| Admin fee / account holder | $1,211 | $14,344-91.6% | $13,129-90.8% | $12,270-90.1% |