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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,306 | $75,541+241.9% | $152,093+69.8% | $82,637+212.6% |
| Participation rate | 76.0% | 66.5%+9.5pp | 77.8%-1.8pp | 68.1%+7.9pp |
| Annual return | 20.43% | 32.56%-12.1pp | 66.36%-45.9pp | 53.51%-33.1pp |
| Employer contribution / active EE | $2,318 | $2,622-11.6% | $4,175-44.5% | $2,552-9.2% |
| Participant deferral / active EE | $6,516 | $3,206+103.3% | $5,451+19.5% | $4,126+57.9% |
| Admin fee / account holder | $1,109 | $6,405-82.7% | $14,497-92.4% | $7,339-84.9% |