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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,929 | $209,422-19.3% | $178,503-5.4% | $158,982+6.3% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 26.46% | 188.81%-162.3pp | 151.12%-124.7pp | 302.99%-276.5pp |
| Employer contribution / active EE | $1,824 | $5,707-68.0% | $5,011-63.6% | $4,763-61.7% |
| Participant deferral / active EE | $5,284 | $5,955-11.3% | $5,202+1.6% | $5,983-11.7% |
| Admin fee / account holder | $1,631 | $17,079-90.5% | $13,987-88.3% | $11,252-85.5% |