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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,306 | $76,407+238.1% | $150,298+71.9% | $82,448+213.3% |
| Participation rate | 76.0% | 66.4%+9.6pp | 77.8%-1.8pp | 68.1%+7.9pp |
| Annual return | 20.43% | 39.99%-19.6pp | 62.79%-42.4pp | 41.64%-21.2pp |
| Employer contribution / active EE | $2,318 | $2,614-11.3% | $4,154-44.2% | $2,551-9.1% |
| Participant deferral / active EE | $6,516 | $3,214+102.7% | $5,453+19.5% | $4,139+57.4% |
| Admin fee / account holder | $1,109 | $6,352-82.5% | $14,116-92.1% | $7,234-84.7% |