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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,024 | $123,793-40.2% | $177,848-58.4% | $79,856-7.3% |
| Participation rate | 92.7% | 84.7%+8.0pp | 87.7%+5.0pp | 69.6%+23.0pp |
| Annual return | 17.20% | 22.82%-5.6pp | 48.33%-31.1pp | 31.71%-14.5pp |
| Employer contribution / active EE | $2,220 | $4,095-45.8% | $5,919-62.5% | $2,471-10.2% |
| Participant deferral / active EE | $3,174 | $5,956-46.7% | $7,714-58.9% | $3,741-15.2% |
| Admin fee / account holder | $988 | $7,243-86.4% | $12,431-92.1% | $5,306-81.4% |