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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $232,787 | $110,337+111.0% | $102,383+127.4% | $145,877+59.6% |
| Participation rate | 78.3% | 77.9%+0.3pp | 74.5%+3.8pp | 80.3%-2.0pp |
| Annual return | 17.35% | 24.83%-7.5pp | 24.94%-7.6pp | 551.28%-533.9pp |
| Employer contribution / active EE | $2,966 | $4,216-29.6% | $3,870-23.4% | $4,663-36.4% |
| Participant deferral / active EE | $8,799 | $5,621+56.6% | $5,060+73.9% | $6,691+31.5% |
| Admin fee / account holder | $1,824 | $9,750-81.3% | $8,391-78.3% | $13,402-86.4% |