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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,748 | $133,981+17.7% | $112,249+40.5% | $134,532+17.3% |
| Participation rate | 94.1% | 78.6%+15.6pp | 75.1%+19.1pp | 81.2%+12.9pp |
| Annual return | 0.00% | 47.16%-47.2pp | 27.48%-27.5pp | 418.27%-418.3pp |
| Employer contribution / active EE | $3,253 | $4,040-19.5% | $3,636-10.5% | $4,741-31.4% |
| Participant deferral / active EE | $9,269 | $5,292+75.1% | $4,729+96.0% | $6,401+44.8% |
| Admin fee / account holder | $883 | $7,492-88.2% | $6,412-86.2% | $11,429-92.3% |