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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,647 | $52,911-30.7% | $73,309-50.0% | $59,633-38.5% |
| Participation rate | 85.5% | 68.2%+17.3pp | 74.9%+10.6pp | 68.7%+16.8pp |
| Annual return | -2.79% | 12.20%-15.0pp | 5.67%-8.5pp | 2041.45%-2044.2pp |
| Employer contribution / active EE | $1,839 | $1,909-3.6% | $3,237-43.2% | $2,203-16.5% |
| Participant deferral / active EE | $4,104 | $4,069+0.9% | $4,991-17.8% | $3,192+28.6% |
| Admin fee / account holder | $4,287 | $3,835+11.8% | $5,635-23.9% | $4,297-0.2% |