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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,336 | $183,592+76.1% | $155,574+107.8% | $145,877+121.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.58% | 61.37%-48.8pp | 64.87%-52.3pp | 551.28%-538.7pp |
| Employer contribution / active EE | $9,075 | $5,317+70.7% | $4,676+94.1% | $4,663+94.6% |
| Participant deferral / active EE | $11,225 | $6,466+73.6% | $5,629+99.4% | $6,691+67.8% |
| Admin fee / account holder | $2,154 | $19,316-88.9% | $15,914-86.5% | $13,402-83.9% |