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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,174 | $175,231+67.9% | $149,696+96.5% | $139,466+110.9% |
| Participation rate | 91.7% | 83.4%+8.3pp | 78.8%+12.9pp | 80.3%+11.3pp |
| Annual return | 14.67% | 166.77%-152.1pp | 134.46%-119.8pp | 373.66%-359.0pp |
| Employer contribution / active EE | $2,013 | $5,478-63.2% | $4,821-58.2% | $4,754-57.6% |
| Participant deferral / active EE | $10,016 | $6,521+53.6% | $5,682+76.3% | $6,712+49.2% |
| Admin fee / account holder | $1,907 | $16,155-88.2% | $13,212-85.6% | $11,409-83.3% |