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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,661 | $75,541+50.5% | $152,093-25.3% | $82,637+37.5% |
| Participation rate | 100.0% | 66.5%+33.5pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 12.14% | 32.56%-20.4pp | 66.36%-54.2pp | 53.51%-41.4pp |
| Employer contribution / active EE | $6,280 | $2,622+139.5% | $4,175+50.4% | $2,552+146.1% |
| Participant deferral / active EE | $4,761 | $3,206+48.5% | $5,451-12.7% | $4,126+15.4% |
| Admin fee / account holder | $3,057 | $6,405-52.3% | $14,497-78.9% | $7,339-58.4% |