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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,054 | $141,001-63.8% | $112,228-54.5% | $139,487-63.4% |
| Participation rate | 87.5% | 79.2%+8.3pp | 72.4%+15.1pp | 80.3%+7.2pp |
| Annual return | 18.97% | 32.75%-13.8pp | 30.23%-11.3pp | 373.84%-354.9pp |
| Employer contribution / active EE | $417 | $4,285-90.3% | $3,432-87.8% | $4,755-91.2% |
| Participant deferral / active EE | $1,716 | $5,877-70.8% | $4,800-64.2% | $6,713-74.4% |
| Admin fee / account holder | $6,490 | $9,959-34.8% | $7,752-16.3% | $11,407-43.1% |