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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,277 | $155,840-64.5% | $124,694-55.7% | $167,553-67.0% |
| Participation rate | 77.3% | 81.1%-3.8pp | 74.6%+2.7pp | 82.1%-4.8pp |
| Annual return | 14.07% | 17.98%-3.9pp | 5144.82%-5130.7pp | 478.89%-464.8pp |
| Employer contribution / active EE | $376 | $4,165-91.0% | $3,325-88.7% | $4,840-92.2% |
| Participant deferral / active EE | $1,777 | $5,675-68.7% | $4,615-61.5% | $6,343-72.0% |
| Admin fee / account holder | $1,382 | $9,536-85.5% | $7,495-81.6% | $12,316-88.8% |