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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,662 | $57,305-90.1% | $86,640-93.5% | $75,173-92.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 39.55% | 2674.24%-2634.7pp | 592.52%-553.0pp | 160.72%-121.2pp |
| Employer contribution / active EE | $355 | $2,316-84.7% | $3,024-88.3% | $2,671-86.7% |
| Participant deferral / active EE | $613 | $3,320-81.5% | $4,438-86.2% | $4,126-85.1% |
| Admin fee / account holder | $335 | $4,116-91.9% | $5,616-94.0% | $5,651-94.1% |