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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,560 | $54,355-93.5% | $82,744-95.7% | $68,486-94.8% |
| Participation rate | 100.0% | 63.9%+36.1pp | 72.6%+27.4pp | 67.9%+32.1pp |
| Annual return | -36.33% | -13.67%-22.7pp | 702.22%-738.5pp | -7.85%-28.5pp |
| Employer contribution / active EE | $998 | $2,219-55.0% | $3,008-66.8% | $2,597-61.6% |
| Participant deferral / active EE | $1,857 | $3,246-42.8% | $4,395-57.7% | $4,028-53.9% |
| Admin fee / account holder | $1,067 | $4,397-75.7% | $5,325-80.0% | $5,404-80.3% |