Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,317 | $81,870-92.3% | $119,608-94.7% | $68,495-90.8% |
| Participation rate | 24.3% | 71.9%-47.6pp | 79.3%-54.9pp | 67.9%-43.6pp |
| Annual return | -24.61% | -23.82%-0.8pp | -14.98%-9.6pp | -7.84%-16.8pp |
| Employer contribution / active EE | $695 | $2,692-74.2% | $4,232-83.6% | $2,596-73.2% |
| Participant deferral / active EE | $912 | $4,148-78.0% | $5,601-83.7% | $4,028-77.4% |
| Admin fee / account holder | $583 | $6,583-91.1% | $10,326-94.4% | $5,403-89.2% |