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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,313 | $50,947-64.1% | $74,549-75.4% | $64,173-71.5% |
| Participation rate | 70.4% | 61.1%+9.3pp | 69.1%+1.2pp | 69.6%+0.8pp |
| Annual return | -7.54% | -1.85%-5.7pp | 32.53%-40.1pp | 7.63%-15.2pp |
| Employer contribution / active EE | $1,081 | $1,115-3.0% | $1,961-44.9% | $2,381-54.6% |
| Participant deferral / active EE | $2,177 | $2,302-5.4% | $3,108-30.0% | $3,470-37.3% |
| Admin fee / account holder | $2,968 | $4,221-29.7% | $5,059-41.3% | $4,887-39.3% |