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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $14,236 |
TD AMERITRADE, INC.1 year Service code 33 · EIN 82-0543156 | Securities brokerage; Distribution (1... | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,318 | $61,166-35.7% | $185,849-78.8% | $79,391-50.5% |
| Participation rate | 54.0% | 66.6%-12.6pp | 81.7%-27.7pp | 70.7%-16.7pp |
| Annual return | 13.97% | 19.45%-5.5pp | 122.10%-108.1pp | 116.88%-102.9pp |
| Employer contribution / active EE | $1,008 | $2,321-56.6% | $5,169-80.5% | $2,428-58.5% |
| Participant deferral / active EE | $1,844 | $2,789-33.9% | $5,569-66.9% | $4,046-54.4% |
| Admin fee / account holder | $190 | $710-73.3% | $16,244-98.8% | $627-69.7% |