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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,944 | $65,034-75.5% | $90,970-82.5% | $79,856-80.0% |
| Participation rate | 100.0% | 61.6%+38.4pp | 69.0%+31.0pp | 69.6%+30.4pp |
| Annual return | 16.39% | 30.45%-14.1pp | 134.60%-118.2pp | 31.71%-15.3pp |
| Employer contribution / active EE | $1,639 | $1,247+31.4% | $2,122-22.8% | $2,471-33.7% |
| Participant deferral / active EE | $3,153 | $2,512+25.5% | $3,373-6.5% | $3,741-15.7% |
| Admin fee / account holder | $667 | $4,536-85.3% | $5,961-88.8% | $5,306-87.4% |