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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,946 | $103,008+41.7% | $90,304+61.6% | $152,897-4.5% |
| Participation rate | 100.0% | 75.9%+24.1pp | 73.3%+26.7pp | 82.5%+17.5pp |
| Annual return | 19.04% | 95.22%-76.2pp | 78.13%-59.1pp | 345.43%-326.4pp |
| Employer contribution / active EE | $3,216 | $3,139+2.4% | $2,855+12.7% | $4,764-32.5% |
| Participant deferral / active EE | $8,232 | $4,281+92.3% | $3,885+111.9% | $5,851+40.7% |
| Admin fee / account holder | $3,710 | $6,175-39.9% | $5,354-30.7% | $11,599-68.0% |