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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $648,289 | $138,076+369.5% | $123,553+424.7% | $135,380+378.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -6.68% | 153.70%-160.4pp | 119.21%-125.9pp | 519.81%-526.5pp |
| Employer contribution / active EE | $5,561 | $5,152+7.9% | $4,628+20.2% | $4,779+16.4% |
| Participant deferral / active EE | $19,613 | $6,800+188.4% | $6,426+205.2% | $5,609+249.7% |
| Admin fee / account holder | $27,242 | $10,917+149.5% | $9,284+193.4% | $10,828+151.6% |