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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $702,256 | $150,447+366.8% | $136,298+415.2% | $147,586+375.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.46% | 1049.15%-1034.7pp | 5156.27%-5141.8pp | 578.59%-564.1pp |
| Employer contribution / active EE | $10,415 | $5,256+98.1% | $4,696+121.8% | $4,876+113.6% |
| Participant deferral / active EE | $21,150 | $6,631+219.0% | $6,247+238.6% | $5,439+288.9% |
| Admin fee / account holder | $20,138 | $10,906+84.7% | $9,244+117.9% | $10,886+85.0% |