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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,631 | $86,701-65.8% | $73,309-59.6% | $125,389-76.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -0.86% | 2.78%-3.6pp | 5.67%-6.5pp | 282.24%-283.1pp |
| Employer contribution / active EE | $1,055 | $4,152-74.6% | $3,237-67.4% | $4,866-78.3% |
| Participant deferral / active EE | $1,084 | $5,549-80.5% | $4,991-78.3% | $5,352-79.8% |
| Admin fee / account holder | $9,705 | $7,768+24.9% | $5,635+72.2% | $9,541+1.7% |