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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,917 | $183,627+8.3% | $155,602+27.8% | $145,978+36.3% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 7.80% | 61.32%-53.5pp | 64.81%-57.0pp | 550.52%-542.7pp |
| Employer contribution / active EE | $7,345 | $5,316+38.2% | $4,675+57.1% | $4,662+57.6% |
| Participant deferral / active EE | $5,798 | $6,466-10.3% | $5,629+3.0% | $6,690-13.3% |
| Admin fee / account holder | $3,425 | $19,327-82.3% | $15,923-78.5% | $13,400-74.4% |