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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,502 | $175,646-62.1% | $129,118-48.5% | $134,532-50.6% |
| Participation rate | 89.5% | 81.6%+7.9pp | 77.2%+12.2pp | 81.2%+8.2pp |
| Annual return | -22.64% | -11.39%-11.3pp | -10.94%-11.7pp | 418.27%-440.9pp |
| Employer contribution / active EE | $3,668 | $6,355-42.3% | $5,051-27.4% | $4,741-22.6% |
| Participant deferral / active EE | $7,942 | $7,970-0.4% | $6,539+21.5% | $6,401+24.1% |
| Admin fee / account holder | $2,651 | $23,578-88.8% | $14,305-81.5% | $11,429-76.8% |