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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,421 | $171,272-86.3% | $127,803-81.7% | $152,897-84.7% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.0%+21.0pp | 82.5%+17.5pp |
| Annual return | 30.29% | 23.54%+6.8pp | 26.14%+4.1pp | 345.43%-315.1pp |
| Employer contribution / active EE | $4,718 | $5,451-13.5% | $4,576+3.1% | $4,764-1.0% |
| Participant deferral / active EE | $6,792 | $7,043-3.6% | $6,023+12.8% | $5,851+16.1% |
| Admin fee / account holder | $1,374 | $14,540-90.5% | $9,399-85.4% | $11,599-88.2% |