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| Provider | Service type | Compensation |
|---|---|---|
RENSANT BANK5 years Service code 21 209 TROY ST · TUPELO, MS 38802 | Bank Trustee | $95,933 |
Service code 15 · EIN 16-1450952 | Recordkeeping | $2,551 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,399 | $53,162+145.3% | $91,225+42.9% | $68,495+90.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 73.2%+26.8pp | 67.9%+32.1pp |
| Annual return | -12.80% | -3.14%-9.7pp | 114.10%-126.9pp | -7.84%-5.0pp |
| Employer contribution / active EE | $6,236 | $1,709+264.8% | $2,851+118.7% | $2,596+140.2% |
| Participant deferral / active EE | $5,504 | $2,974+85.1% | $4,234+30.0% | $4,028+36.7% |
| Admin fee / account holder | $774 | $4,493-82.8% | $5,422-85.7% | $5,403-85.7% |