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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,526 | $73,978+115.6% | $96,515+65.3% | $75,173+112.2% |
| Participation rate | 65.3% | 66.4%-1.1pp | 74.3%-9.0pp | 67.2%-1.9pp |
| Annual return | 17.89% | 26.72%-8.8pp | 35.73%-17.8pp | 160.72%-142.8pp |
| Employer contribution / active EE | $2,054 | $2,931-29.9% | $3,740-45.1% | $2,671-23.1% |
| Participant deferral / active EE | $4,942 | $3,660+35.0% | $4,880+1.3% | $4,126+19.8% |
| Admin fee / account holder | $9,537 | $5,219+82.7% | $6,735+41.6% | $5,651+68.8% |