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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,944 | $109,359+217.3% | $162,171+113.9% | $72,983+375.4% |
| Participation rate | 100.0% | 84.3%+15.7pp | 87.6%+12.4pp | 69.5%+30.5pp |
| Annual return | 10.13% | 25.46%-15.3pp | 115.60%-105.5pp | 81.01%-70.9pp |
| Employer contribution / active EE | $2,018 | $3,907-48.3% | $5,613-64.0% | $2,440-17.3% |
| Participant deferral / active EE | $1,991 | $5,481-63.7% | $7,297-72.7% | $3,608-44.8% |
| Admin fee / account holder | $18,217 | $7,972+128.5% | $10,843+68.0% | $5,124+255.5% |