Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $3,572 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,617 | $54,573+27.6% | $90,970-23.5% | $73,493-5.3% |
| Participation rate | 86.2% | 61.2%+25.1pp | 69.0%+17.2pp | 70.7%+15.5pp |
| Annual return | 10.13% | 16.69%-6.6pp | 134.58%-124.4pp | 28.51%-18.4pp |
| Employer contribution / active EE | $1,958 | $991+97.5% | $2,122-7.7% | $2,270-13.7% |
| Participant deferral / active EE | $3,258 | $2,517+29.5% | $3,373-3.4% | $3,740-12.9% |
| Admin fee / account holder | $304 | $521-41.7% | $5,960-94.9% | $513-40.7% |