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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,945 | $112,729-53.9% | $98,716-47.4% | $137,256-62.2% |
| Participation rate | 52.9% | 74.2%-21.3pp | 69.3%-16.4pp | 80.0%-27.0pp |
| Annual return | 16.80% | 38.48%-21.7pp | 31.81%-15.0pp | 220.34%-203.5pp |
| Employer contribution / active EE | $641 | $2,725-76.5% | $2,279-71.9% | $4,156-84.6% |
| Participant deferral / active EE | $1,970 | $4,640-57.5% | $4,048-51.3% | $6,407-69.2% |
| Admin fee / account holder | $3 | $10,129-100.0% | $8,703-100.0% | $12,270-100.0% |