Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,086 | $71,208+4.0% | $93,681-20.9% | $80,911-8.4% |
| Participation rate | 55.6% | 60.4%-4.8pp | 68.7%-13.2pp | 67.6%-12.1pp |
| Annual return | 12.37% | 11.27%+1.1pp | 133.47%-121.1pp | 35.63%-23.3pp |
| Employer contribution / active EE | $1,984 | $1,564+26.8% | $2,422-18.1% | $2,756-28.0% |
| Participant deferral / active EE | $3,622 | $4,035-10.2% | $4,415-18.0% | $4,297-15.7% |
| Admin fee / account holder | $3,748 | $6,951-46.1% | $8,290-54.8% | $6,935-46.0% |