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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,474 | $81,262+225.5% | $155,602+70.0% | $80,911+226.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 20.89% | 33.34%-12.5pp | 64.81%-43.9pp | 35.63%-14.7pp |
| Employer contribution / active EE | $40,958 | $3,102+1220.4% | $4,675+776.1% | $2,756+1386.3% |
| Participant deferral / active EE | $24,602 | $3,451+612.8% | $5,629+337.1% | $4,297+472.5% |
| Admin fee / account holder | $88,611 | $7,992+1008.8% | $15,923+456.5% | $6,935+1177.8% |