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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $9,939 |
Service code 55 · EIN 47-0826838 | Other Commissions | $9,751 |
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,262 | $55,472-34.6% | $155,567-76.7% | $74,546-51.4% |
| Participation rate | 82.4% | 61.9%+20.5pp | 78.2%+4.2pp | 67.2%+15.2pp |
| Annual return | 10.73% | 268.72%-258.0pp | 64.74%-54.0pp | 1366.03%-1355.3pp |
| Employer contribution / active EE | $2,131 | $2,269-6.1% | $4,674-54.4% | $2,624-18.8% |
| Participant deferral / active EE | $4,347 | $2,838+53.2% | $5,628-22.8% | $4,3470% |
| Admin fee / account holder | $84 | $1,743-95.2% | $15,916-99.5% | $1,944-95.7% |