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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,869 | $84,236-75.2% | $170,435-87.8% | $70,126-70.2% |
| Participation rate | 91.0% | 70.8%+20.2pp | 83.6%+7.4pp | 69.5%+21.5pp |
| Annual return | 16.82% | 23.06%-6.2pp | 205.94%-189.1pp | 73.15%-56.3pp |
| Employer contribution / active EE | $1,456 | $3,387-57.0% | $5,432-73.2% | $2,343-37.8% |
| Participant deferral / active EE | $2,931 | $3,086-5.0% | $4,939-40.7% | $3,332-12.0% |
| Admin fee / account holder | $4,254 | $5,698-25.3% | $13,881-69.4% | $4,645-8.4% |