Retirement plan

MARTINSON'S GARDEN WORKS AND LANDSCAPE 401(K)

Name: MARTINSONS GARDEN WORKS AND LANDSCAPE - MARTINSON'S GARDEN WORKS AND LANDSCAPE 401(K) (2025) Form 5500
Creator: MARTINSONS GARDEN WORKS AND LANDSCAPE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MARTINSON'S GARDEN WORKS AND LANDSCAPE 401(K), MARTINSONS GARDEN WORKS AND LANDSCAPE

MARTINSONS GARDEN WORKS AND LANDSCAPEEIN 64-0413002Plan #001PY 2025

650 US-51 - RIDGELAND, MS 39157601-856-3078

Prospect flagsLow returnsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$859K

+1.4% from 2024

Total participants

+5.3% from 2024

Average account balance

$57,271

-5.4% from 2024

Annual return

6.61%

+1.47 pp from 2024

Benchmarks

See 13,952 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort13,952 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$859K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$57K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

83.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$46K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.61%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6089

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$91K

$5074 / participant

Other / not subdivided$91K100.0%

% of EOY assets

10.632%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$57,271

$99,053-42.2%

$88,179-35.1%

$138,895-58.8%

Participation rate

72.2%

74.2%-2.0pp

69.1%+3.1pp

79.9%-7.7pp

Annual return

6.61%

78.17%-71.6pp

64.97%-58.4pp

145.39%-138.8pp

Employer contribution / active EE

$1,160

$2,882-59.7%

$2,549-54.5%

$4,194-72.3%

Participant deferral / active EE

$1,406

$5,225-73.1%

$4,614-69.5%

$6,396-78.0%

Admin fee / account holder

$6,089

$8,748-30.4%

$7,673-20.6%

$12,562-51.5%

MARTINSON'S GARDEN WORKS AND LANDSCAPE 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MARTINSON'S GARDEN WORKS AND LANDSCAPE 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion