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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,805 | $153,769-44.2% | $133,975-36.0% | $273,972-68.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.1%+12.9pp | 83.0%+17.0pp |
| Annual return | 2.84% | 36.51%-33.7pp | 29.29%-26.4pp | 41.46%-38.6pp |
| Employer contribution / active EE | $5,016 | $6,029-16.8% | $5,211-3.7% | $4,869+3.0% |
| Participant deferral / active EE | $5,733 | $6,958-17.6% | $6,282-8.7% | $5,287+8.4% |
| Admin fee / account holder | $2,729 | $11,765-76.8% | $9,324-70.7% | $10,133-73.1% |