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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,889 | $209,425-75.7% | $178,499-71.5% | $158,966-68.0% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.8pp |
| Annual return | 11.71% | 188.80%-177.1pp | 151.10%-139.4pp | 302.95%-291.2pp |
| Employer contribution / active EE | $2,561 | $5,707-55.1% | $5,011-48.9% | $4,762-46.2% |
| Participant deferral / active EE | $3,832 | $5,955-35.6% | $5,202-26.3% | $5,983-35.9% |
| Admin fee / account holder | $606 | $17,078-96.5% | $13,986-95.7% | $11,250-94.6% |