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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,687 | $180,459-84.7% | $154,108-82.0% | $135,380-79.5% |
| Participation rate | 85.7% | 87.4%-1.7pp | 83.0%+2.7pp | 82.6%+3.1pp |
| Annual return | -9.69% | 888.21%-897.9pp | 735.21%-744.9pp | 519.81%-529.5pp |
| Employer contribution / active EE | $2,497 | $6,035-58.6% | $5,298-52.9% | $4,779-47.7% |
| Participant deferral / active EE | $3,769 | $5,806-35.1% | $5,081-25.8% | $5,609-32.8% |
| Admin fee / account holder | $1,478 | $16,145-90.8% | $13,411-89.0% | $10,828-86.3% |