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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,575 | $175,259-18.1% | $149,723-4.1% | $139,487+2.9% |
| Participation rate | 66.7% | 83.4%-16.7pp | 78.8%-12.1pp | 80.3%-13.7pp |
| Annual return | 8.20% | 166.82%-158.6pp | 134.50%-126.3pp | 373.84%-365.6pp |
| Employer contribution / active EE | $8,878 | $5,478+62.1% | $4,821+84.1% | $4,755+86.7% |
| Participant deferral / active EE | $6,088 | $6,522-6.7% | $5,682+7.1% | $6,713-9.3% |
| Admin fee / account holder | $0 | $16,158-100.0% | $13,215-100.0% | $11,407-100.0% |