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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,800 | $167,353-18.9% | $143,797-5.6% | $134,545+0.9% |
| Participation rate | 53.8% | 84.8%-31.0pp | 80.3%-26.5pp | 81.2%-27.4pp |
| Annual return | -2.91% | 0.48%-3.4pp | -0.04%-2.9pp | 418.37%-421.3pp |
| Employer contribution / active EE | $3,091 | $5,620-45.0% | $4,952-37.6% | $4,742-34.8% |
| Participant deferral / active EE | $2,647 | $6,447-59.0% | $5,638-53.1% | $6,401-58.7% |
| Admin fee / account holder | $0 | $18,096-100.0% | $14,679-100.0% | $11,431-100.0% |