Filed July 22, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,386 | $73,978-8.9% | $96,515-30.2% | $75,173-10.4% |
| Participation rate | 56.0% | 66.4%-10.4pp | 74.3%-18.3pp | 67.2%-11.2pp |
| Annual return | 11.44% | 26.72%-15.3pp | 35.73%-24.3pp | 160.72%-149.3pp |
| Employer contribution / active EE | $1,730 | $2,931-41.0% | $3,740-53.7% | $2,671-35.2% |
| Participant deferral / active EE | $3,069 | $3,660-16.2% | $4,880-37.1% | $4,126-25.6% |
| Admin fee / account holder | $40,343 | $5,219+673.1% | $6,735+499.0% | $5,651+614.0% |