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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,693 | $91,167-51.0% | $178,498-75.0% | $79,858-44.0% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 8.67% | 24.19%-15.5pp | 151.09%-142.4pp | 31.72%-23.0pp |
| Employer contribution / active EE | $2,772 | $3,255-14.8% | $5,011-44.7% | $2,471+12.2% |
| Participant deferral / active EE | $2,022 | $3,236-37.5% | $5,202-61.1% | $3,740-45.9% |
| Admin fee / account holder | $1,133 | $6,747-83.2% | $13,985-91.9% | $5,306-78.6% |