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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,805 | $106,524+148.6% | $152,301+73.9% | $87,485+202.7% |
| Participation rate | 97.9% | 75.8%+22.1pp | 82.4%+15.4pp | 68.9%+28.9pp |
| Annual return | 16.12% | 26.89%-10.8pp | 80.50%-64.4pp | 26.06%-9.9pp |
| Employer contribution / active EE | $8,624 | $3,371+155.8% | $4,624+86.5% | $2,596+232.2% |
| Participant deferral / active EE | $9,865 | $6,525+51.2% | $8,004+23.3% | $4,274+130.8% |
| Admin fee / account holder | $25,974 | $8,287+213.4% | $14,398+80.4% | $7,775+234.1% |