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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,805 | $106,749+148.1% | $145,433+82.1% | $82,448+221.2% |
| Participation rate | 97.9% | 75.6%+22.2pp | 82.1%+15.8pp | 68.1%+29.8pp |
| Annual return | 16.12% | 27.59%-11.5pp | 66.58%-50.5pp | 41.64%-25.5pp |
| Employer contribution / active EE | $8,624 | $3,444+150.4% | $4,554+89.3% | $2,551+238.1% |
| Participant deferral / active EE | $9,865 | $6,519+51.3% | $7,897+24.9% | $4,139+138.3% |
| Admin fee / account holder | $25,974 | $8,390+209.6% | $13,129+97.8% | $7,234+259.0% |