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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,805 | $107,421+146.5% | $182,262+45.3% | $94,015+181.7% |
| Participation rate | 97.9% | 77.8%+20.1pp | 84.2%+13.7pp | 70.8%+27.1pp |
| Annual return | 16.12% | 21.32%-5.2pp | 140.60%-124.5pp | 17.84%-1.7pp |
| Employer contribution / active EE | $8,624 | $3,448+150.1% | $5,046+70.9% | $2,790+209.1% |
| Participant deferral / active EE | $9,865 | $6,558+50.4% | $8,276+19.2% | $4,249+132.2% |
| Admin fee / account holder | $25,974 | $8,692+198.8% | $16,712+55.4% | $8,951+190.2% |