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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,732 | $60,349+71.9% | $74,184+39.8% | $62,881+65.0% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 9.09% | 21.38%-12.3pp | 17.74%-8.6pp | 20.14%-11.0pp |
| Employer contribution / active EE | $7,137 | $1,680+324.7% | $2,370+201.1% | $2,281+212.9% |
| Participant deferral / active EE | $5,398 | $2,856+89.0% | $3,550+52.1% | $3,203+68.5% |
| Admin fee / account holder | $637 | $4,261-85.1% | $5,586-88.6% | $4,296-85.2% |