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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,629 | $56,197+54.2% | $67,652+28.1% | $59,633+45.3% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -1.83% | 18508.10%-18509.9pp | 6625.40%-6627.2pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $7,031 | $1,615+335.4% | $2,266+210.3% | $2,203+219.2% |
| Participant deferral / active EE | $5,029 | $2,844+76.9% | $3,560+41.3% | $3,192+57.6% |
| Admin fee / account holder | $3,369 | $3,958-14.9% | $4,821-30.1% | $4,297-21.6% |