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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,374 | $77,901+131.5% | $149,717+20.5% | $75,181+139.9% |
| Participation rate | 77.6% | 65.6%+12.0pp | 78.8%-1.2pp | 67.2%+10.4pp |
| Annual return | 10.72% | 31.73%-21.0pp | 134.41%-123.7pp | 160.69%-150.0pp |
| Employer contribution / active EE | $5,474 | $3,137+74.5% | $4,820+13.6% | $2,671+105.0% |
| Participant deferral / active EE | $4,819 | $3,411+41.3% | $5,682-15.2% | $4,126+16.8% |
| Admin fee / account holder | $455 | $5,949-92.3% | $13,213-96.6% | $5,650-91.9% |