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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,199 | $65,566-63.1% | $86,235-71.9% | $75,177-67.8% |
| Participation rate | 42.3% | 60.5%-18.2pp | 69.0%-26.6pp | 67.2%-24.9pp |
| Annual return | 19.02% | 46.07%-27.1pp | 1170.03%-1151.0pp | 160.75%-141.7pp |
| Employer contribution / active EE | $1,288 | $1,553-17.1% | $2,381-45.9% | $2,671-51.8% |
| Participant deferral / active EE | $1,818 | $3,023-39.9% | $3,987-54.4% | $4,126-55.9% |
| Admin fee / account holder | $161 | $5,470-97.1% | $6,856-97.6% | $5,651-97.1% |