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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,910 | $95,917-83.4% | $79,583-80.0% | $134,545-88.2% |
| Participation rate | 41.7% | 75.0%-33.4pp | 69.5%-27.8pp | 81.2%-39.6pp |
| Annual return | -19.26% | -2.70%-16.6pp | 0.16%-19.4pp | 418.37%-437.6pp |
| Employer contribution / active EE | $1,326 | $3,129-57.6% | $2,414-45.1% | $4,742-72.0% |
| Participant deferral / active EE | $1,796 | $4,694-61.7% | $3,986-54.9% | $6,401-71.9% |
| Admin fee / account holder | $255 | $9,132-97.2% | $6,835-96.3% | $11,431-97.8% |